What is HEALTH INSURANCE Policy ?

A Health insurance policy is a contract between the insurance company and the policyholder, wherein the insurer pays for the medical expenses incurred by the life insured. The insurer will either provide a reimbursement for your medical expenses or ensure you are eligible for cashless treatment for injuries or illnesses covered under the policy at one of the network hospitals.

IMPORTANCE

A Health cover protects against the exorbitant hospitalization expenses in case of an illness or accident. Medical expenses are rising faster than the increase in disposable income and this is a cause of concern when one or one’s family is looking to medical treatment. A comprehensive health insurance with an adequate sum insured is an absolute must have for every individual.

DID YOU KNOW MOST HEALTH POLICIES HAVE UNDERLYING CONDITIONS?

1
Room rent capping
2
Co-payment
3
No maternity cover
4
Disease wise capping

OUR BENEFITS

  • Covers pre-existing diseases
  • Covers pre and post hospitalization
  • Provides cashless treatment
  • Claim tax benefits under section 80D of the Income Tax Act, 1961

TYPES OF HEALTH INSURANCE PLANS

  • Individual Health Insurance Plan
  • Family-Floater Health Insurance Plan
  • Senior-Citizen Health Insurance Plan
  • Group Health Insurance Plan
  • Personal Accident Insurance Cover
  • Critical Illness Health Insurance Plan
  • Maternity Health Insurance Plan

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